I just successfully completed a 5 year consumer proposal and find myself in no better position than when I filed. The collection agency is after me for my Canada Student Loans. I was told by my creditor upon completing the consumer proposal that considering my student loan debt is 10 years old now I could apply to the court to have the debt expunged. The collection agency is now telling me that I don’t qualify for such a break. Who is telling me the truth?




