Credit Counselling in Ontario

Are you looking for Credit Counselling in Ontario?

Credit Counsellors in Ontario can help you by:

• Stopping the collection calls
• Combining your multiple payments into one affordable monthly payment
• Eliminating or reducing interest rates on your existing debts
• Eliminating  late charges and over the limit fees

Credit Counselling Process includes:

1. An initial session where a series of questions will be asked in order to identify the root cause of your debt problems.

2. After collecting all of your financial information a counsellor will then prepare a detailed budget for you. This budget will be based on your income, assets, and expenses. It will help you to see exactly how much money you spend, versus the total amount that you make.  

3. Your councellor will then take their time to fully explain all of the options available in order to resolve your current situation. They will draw on their knowledge and expertise in order to make a recommendation to you, for what they believe is the best suited solution for your individual situation.

4. Once the most appropriate solution has been identified, and you have chosen your course of action, your counsellor will then continue to support you through the entire process.