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Archive for the ‘student loans’ Category

Can your wages be garnished for student loans if you live in the U.S. now?

Friday, July 13th, 2007

Question: Can the collection agency that currently holds my student loan in Toronto garnishee my wages if I now live and work in the United States?

Answer: To garnishee wages in the United States that would have to sue you and get a judgement against you in the United States, which is an expensive procedure, and therefore unlikely to happen.

bankruptcy & disablity

Wednesday, February 21st, 2007

Hi I am on a permantent disablity via ODLP, and my student loans about to reach the 10 yr mark, I am hoping to declare bankruptcy on them but have been told that the fee will be over 200/mth for the 9 mths following the filing, is this true and is there any way I can declare with a lower monthly fee due to undue hardship, or is there any community programs to assist in the regards??