Question: Can collection agencies legally continue to harass an individual with threats and lawyers letters even after bankruptcy discharge 15 years ago.
Is there any legal recourse that can be taken when this happens.
Answer: You have numerous rights when dealing with collection agencies in Ontario. You can refer to the government of Ontario web site for more information.
If the debts were included in your personal bankruptcy 15 years ago, you could contact your bankruptcy trustee, if they are still in business, and request that they send a letter to the creditor. You should also provide a copy of your certificate of discharge to the creditor and their lawyer; once they have proof of your discharge they will probably leave you alone.
If none of those ideas work, you should consult a lawyer.
Labels: bankruptcy discharge, bankruptcy Ontario, collection agencies




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