Question: I had a bankruptcy back in 1999 in another province that has been fully discharged and is off my credit bureau. If I go bankrupt again, will the first bankrupt still show, or can I claim under the rules of first bankrupt now?
Thank you
Answer: Yes, the first bankruptcy will still show. All bankruptcy trustees in Canada are required to search the database before filing a bankruptcy, and the database is Canada-wide, and includes all bankruptcies since 1973. So regardless of which province you filed in, the first bankruptcy will show, and you will be subject to the rules for a second bankruptcy.