Question: i have declared bankruptcy had my two meetings and its now into my 7 month but i borrowed money from cash store and unable to pay back…can i still add them as one of my creditors or no?
Answer: All debts that existed prior to the start of your bankruptcy are automatically included, so if you borrowed the money more than seven months ago, yes, you can still add them as a creditor. You should contact your trustee, who will notify the creditor.
If you borrowed the money after your bankruptcy started, the debt is not included in your bankruptcy.