Question: I owe $72,000 and I have mortgage of $308,000 my house worth now $310,000 if i want to sell plus broker commission so if i declare bankruptcy would i lose my house?
Answer: If your house has $2,000 in equity before selling costs the trustee would most likely not take your house if you declared bankruptcy. You would need to confirm with the mortgage company that they will also allow you to keep your house.
If you cannot afford the house, it may be better to surrender the house prior to declaring bankruptcy so that the resulting shortfall, if any, is included in the bankruptcy.
More information can be found in this article on what happens to my house after I file bankruptcy in Ontario?