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Between 2000 and 2002 the personal bankruptcy rate in Guelph increased by 19.5%, 24.4% and 13.9% respectively. An improved employment picture has lead to declines in the rate of personal bankruptcy in Guelph of 7.2% in 2003, 8.0% in 2004, and 1% in 2005.
However, in 2007 the overall insolvency rate increased by 10% in Guelph.
In 2007 there were 301 residents of Guelph who filed a personal bankruptcy , and a further 115 Guelph residents filed a consumer proposal in 2007, so if you are having money problems, you are not alone. You need a plan to deal with your debts, and that’s why Ted Michalos of Hoyes, Michalos & Associates Inc. opened our Guelph office in 1999.
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Ted Michalos, Trustee
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Scott Schaefer, Trustee
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Ted Michalos is a chartered accountant, a licensed trustee in bankruptcy, the co-founder of Hoyes, Michalos & Associates Inc., and the trustee in charge of our Guelph bankruptcy office. Ted works with Scott Schaefer, another trustee of Hoyes, Michalos & Associates Inc.They meet with all clients personally and bring a personal approach to helping people deal with difficult financial problems.
Please call our Guelph office at (519) 823-0330 to set up your no-charge initial consultation with Ted or one of our Guelph office professionals.
Bankruptcy Trustee in Guelph
Please call today to arrange for a no-charge initial consultation. You will be meeting with one of our professionals lead by Ted Michalos, a chartered accountant and licensed trustee in bankruptcy, and co-founder of Hoyes, Michalos & Associates Inc.
Bankruptcy Trustee in Guelph Ontario
Our bankruptcy trustee office in Guelph is located at:


300 Willow Road, Unit 202, Second Floor
Guelph, Ontario
Phone: (519) 823-0330
map
Please call or e-mail for an appointment , or to ask us a question.
Our Guelph Ontario bankruptcy trustee office is located across from the Willow West Mall, near the corner of Willow Road and Silvercreek Parkway. It is called the Cornerstone Building and we are the first office on the left side of the second floor.
Driving Directions:
From the 401: Take Highway 6 North (approximately 14 kms) and turn right at the Willow Road exit. Office will be on the right hand side.
From Fergus: Take Highway 6 South (approximately 18 kms). Highway 6 ends at Woodlawn Rd. Turn right onto Woodlawn Road, Left onto Silvercreek Parkway, Left onto Willow Rd. Office will be on the right hand side.






