Question: if i had a bankrupsy 37 years ago and aply now what happens
Answer: If you file bankruptcy for a second time you are not eligible to be automatically discharged. You will be required to attend a court hearing, and the bankruptcy judge will determine how long your bankruptcy will last. Since your first bankruptcy was 37 years ago, it is likely a second bankruptcy would last an additional six months to nine months, although that is up to the judge.