Question: Can a creditor begin re-sending statements, in an attempt to collect a debt, after you’ve had a bankruptcy hearing and you were told that the debt would be discharged in 45 days?
Answer: Once you have been discharged from bankruptcy, your debts are discharged. The only exception would be certain debts that are not discharged, such as child support or student loans less than 7 years old (10 years under the old rules). Your trustee can provide you with more specific information.